Because they hide renouncing judicial recourse they have verified that the agreements that offer them to reduce the mortgage Brazil Phone Number List payment include in the small print the condition of not going to court later. The government pretends to be tough with the banks but will not force them to return the floor clauses banks are offering to reduce the mortgage payment in exchange for renouncing judicial proceedings due to floor clauses signing a mortgage. Signing a mortgage. Those affected by the floor clauses are confronting the banks for some of the agreements they are offering to settle the controversy over the amounts overcharged on their mortgage.
The first response is to reject the agreement due to the distrust generated by the proposals they receive from branch directors. According to several victim platforms reporting to el confidencial digital , some entities are proposing clients to sign documents in which they would waive going to court, in exchange for recovering only part of the overcharged money. There are even cases, they report, in which the only offer is to eliminate the land without returning absolutely anything , or examples of reducing the monthly mortgage payment. The decree that the government is going to approve so that the banks return the floor clauses will be more flexible than the one initially proposed , although it is mandatory for the entities to obtain the support of the psoe. As reported in ecd a few days ago, the entities have decided to go one step ahead of the regulations and are proposing the first extrajudicial agreements .
But the banks are reluctant for now to deliver the money for the floor clauses, which has caused customer anger , according to consumer associations, which in view of the events are mostly opting for judicial means. They distrust that banks calculate what they overcharged the problem is also that, if extrajudicial agreements do not have the support of consumer organizations, thousands of clients will end up going to court. The ocu and facua warn that, for example, banks can take advantage of the difficulty of knowing the exact amount owed to a client by removing the floor clause, which is a complex calculation, to give them a lower figure. Specifically, several law firms have requested the ministry of economy to provide an online calculator to speed up the procedures.