Kathleen Ng, general manager of the Asian Private Equity Research Center, said that the Chinese government regards private equity investment as a financing channel for small and medium-sized enterprises. In the eyes of the government, most capital central african leads market institutions focus on the securities market, which is not very helpful in adjusting the industrial structure. The key is to induce them to enter the venture capital field of small and medium-sized enterprises.
Part 4
As competition in the global insurance industry continues to intensify, the space for insurance companies to make profits through mortality and expense profits is getting smaller and smaller. Insurance companies have turned to effective investment portfolio management to achieve higher investment returns to make up for underwriting losses and obtain operating profits. Whether the investment portfolio can achieve a good investment rate of return has become a very critical factor in whether the insurance company can achieve its target profit. Because investment business is very important, random asset models that can more truly reflect the status of asset returns have become the focus of insurance companies.
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- Irrational capital structure and low investment yield. Although the new insurance law has broadened the channels for insurance companies to use funds, the investment channels of my country's insurance companies are still mainly bank deposits, lacking medium- and long-term investment projects with high returns that match the long-term nature of liabilities. The overall level of investment yield of my country's insurance funds is not high. Since a large part of the funds are invested in risk-free bank deposits and government bonds, the investment yield of my country's insurance companies is relatively low.